If you are considering buying a new car, many experts recommend obtaining auto insurance before visiting the auto dealership. Car dealerships cannot let you drive a car off the lot before having auto insurance in place. They may give you insurance coverage that they sell for a kick-back at the auto dealership to meet the minimum legal requirements; however, the insurance terms and premium cost may not be adequate or in your best interest.
You want to avoid the risk of getting into an accident in your brand-new car on the way home from the dealership, only to learn after the crash that you don’t have adequate auto insurance coverage. That would be a nightmare!
Get Auto Insurance Lined Up Before Buying a New Car
It is advisable to have an insurance policy in place and complete all necessary paperwork in advance by working with your Lancaster agent at HomeSale Insurance Services before purchasing a new car in Pennsylvania. Your agent can prepare everything so that when you make your new vehicle purchase, all you need to do is call the agent and provide the new vehicle’s identification number (VIN), the price paid, model, make, and year. Then, your agent gets your auto insurance policy activated for coverage before you drive the vehicle away from the car lot.
Some insurance companies require a digital copy of the sales contract, so you can get the dealership to scan it and send a copy to your agent. Be sure to use your agent’s secured, encrypted drop box to guard your private information during digital transmission. In this way, everything goes smoothly, quickly, and safely to get the auto insurance you want.
Contact us at HomeSale Insurance Services in Lancaster for all your insurance needs in Pennsylvania, and to arrange new car insurance before making a purchase.
