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General Liability Insurance in Pennsylvania and Maryland

Find General Liability Insurance in Lancaster, PA

Every day, your business interacts with customers, vendors, and the public. A visitor could trip in your shop, an employee could accidentally damage a client's property, or a competitor could claim your advertising crossed a line. General liability insurance helps protect your business from claims like these. Business owners in Lancaster, Manheim, New Holland, and Elizabethtown, along with clients across Pennsylvania and Maryland, turn to HomeSale Insurance Services to put this essential coverage in place.

What General Liability Insurance Covers

General liability is designed to respond when someone outside your business says you are responsible for an injury or loss. A typical policy can help with:

• Bodily injury to customers or visitors, such as a slip and fall on a wet floor or icy walkway
• Property damage you or your employees cause to someone else's property
• Personal and advertising injury, including claims of libel, slander, or copyright infringement in your advertising
• Legal defense costs if a covered claim leads to a lawsuit

Who Relies on General Liability Coverage

Nearly any business that meets the public can benefit from general liability insurance, including restaurants, salons, landscapers, consultants, and farms that welcome visitors for seasonal events. Many commercial leases and client contracts also ask for proof of coverage before you can open your doors or start a project. Our agents can help you review those requirements and provide certificates of insurance when you need them.

Building a Complete Business Insurance Plan

General liability does not cover everything. Damage to your own building and equipment falls under Commercial Property Insurance, while injured employees are typically covered by Workers Compensation. Many small businesses combine liability and property protection in a Business Owner's Policy.

Speak With a Local Liability Insurance Agent

Protect the business you have worked hard to build. Contact us or call 800-425-5130 to talk with a HomeSale Insurance Services agent about general liability coverage for your business.